Your business insurance adviser.

Providing tailored insurance solutions to protect your business.

Request a BookingAbout Me
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Are you a business owner wanting to protect your business in case the unthinkable happens?

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Does trying to understand insurance policies make your head hurt?

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Do you want your insurance reviewed but have no clue where to start?

sls insurance for business owners

If you’ve answered ‘yes’ to any of these questions, you’ve landed in the right spot.

I understand that business insurance is more than just a policy. It’s a critical foundation for the security and growth of your business. With over two decades experience, I’m a trusted insurance adviser to a range of industries. From manufacturing and processing to retail and professional services, I’ve got you covered.

My mission? To find you insurance solutions that are as unique as your business, ensuring you’re protected at every turn.

An insurance adviser that understands

As an insurance adviser with over 20 years of experience, I recognise that many business owners like you are highly capable and diligent. You understand the critical importance of comprehensive insurance coverage to safeguard against unexpected costs that could impact your cash flow. However, managing a business is demanding, and while you may have the ability to navigate through your insurance documents, finding the time to do so thoroughly can be challenging.

This is where I can assist:

Expert Guidance: I can help you decipher complex insurance documents, ensuring you fully understand your coverage and any potential gaps.

Simplified Processes: If you find insurance forms daunting or are unsure about the specifics insurers require, I’m here to simplify the process and provide clarity.

Efficient Comparison: Shopping around for insurance quotes can be time-consuming. I have the expertise to efficiently compare options and find the best coverage to meet your needs.

My goal is to provide you with a tailored insurance solution that delivers the peace of mind you deserve, letting you focus on running your business without worry.

    sls insurance for business owners

    Services I Offer

    SLS insurance brokers comprehensive risk assessments

    Comprehensive Risk Assessments

     

    Identifying your business’s specific needs is my first step to your protection.

    sls insurance brokers claims management support

    Claims Management Support

     

    When you need me the most, I’m here to handle your insurance claims

    sls insurance brokers policy selection

    Policy Selection & Customisation

     

    From business interruption to product liability, I’ve got your business covered

    sarah skinner sls insurance headshot

    Hi, I’m Sarah!

    …and I love insurance

    I’ve always had an interest in criminology, social work and law. Did you know that a career in insurance basically combines all three of those in one job? I see the worst of people – whether it’s rogue employees of my clients, thieves that break into client premises or cyber criminals. I also see changes in the law and how that impacts my client’s businesses. And I get to know my clients very well to best help with their insurance needs.

    I never planned on pursuing a career in insurance. I applied for three jobs and got to choose which one to accept. The role I accepted was a Claims Officer role with GIO Reinsurance. And that’s where my love affair with insurance started (shh, don’t tell my husband!).

    I’m deeply committed to educating you about insurance. It’s all about empowering you. Why? So you fully understand your insurance cover and the value it provides your business.

    Frequently Asked Questions

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    1. Why should I pay you to arrange my insurance when I can do it myself?

    The most common reasons that insurers decline claims are when:

    • your policy excludes the situation you’re claiming for. If you’ve arranged the insurance yourself, it’s up to you to read and understand the policy wording. And you’ll need to understand the terms and conditions of your insurance cover
    • the insurer isn’t aware of your business activities or the cover hasn’t been correctly placed. This happens when a adviser hasn’t explained the insurance cover to you. Or, if you’ve arranged it yourself, you may’ve miscommunicated your business activities or selected the wrong box

    I never want to see an insurer decline any insurance claim you make. Which means I go the extra mile to understand your business, ensuring your insurer has notes on their system to explain what you do. I also make sure you’re covered by an insurer who wants to insure your business. I won’t bend the truth to make your business fit in a square hole, just to get it over the line.

    2. Can my policy be changed throughout the year or only at renewal?

    Yes, it can. Businesses constantly change and evolve. I recommend contacting your business advisor before making any changes in your business.

    Why? Because we need to check whether your insurer can accommodate those changes. If they can’t, we need to arrange new insurance cover.

    3. Can you get a cheaper quote?

    There may be cheaper insurance options available to you. But the devil is in the detail. When looking at your insurance, it’s important to understand what it covers and what it doesn’t.

    If a cheap quote excludes cover for activities your business performs, then you’re exposed to uninsured losses. Which will be more expensive to you in the long run, if it ever became an issue.

    My role is to explain what options are available to you. And then I recommend the most appropriate insurance solution that’s at a competitive cost.

    4. Do you handle insurance claims, or do I need to deal directly with the insurer?

    My role doesn’t end when I’ve helped you secure appropriate insurance cover.

    I’m the go-to person for anything insurance-related. This includes helping you with any insurance claim. It’s best to contact me first, regardless of whether you need to make a claim or if you need to change your policy.

    I’m here to provide you with a seamless and supportive experience. This makes me a one-stop solution for all your insurance needs.

    5. What information do you need to find the right insurance solution for my business?

    I take the time to get to know your business. In some cases, this means I’ll visit your business premises so I can get a true understanding of it.

    I need to know the intricacies of how your business operates. Why? It allows me to identify your specific needs. And it also allows me to identify potential risks that your business faces.

    If you currently have insurance cover, I examine it to see if there are any gaps in your current coverage. Sometimes I discover where you might be under-insured.

    Ready to discover how tailored insurance solutions can protect your business?

    Get in touch with me to find out how I can help you and your business.